Everyone wants the simple solution, the silver bullet for a successful financial future. The reality is, there isn’t one. That’s not bad – it just requires taking a deeper dive into what your life is now and what factors will contribute to it in the future. Most financial plans are designed under ideal circumstances. No […]
I hope this finds you and your family well. The SBA recently released this application to obtain loan forgiveness for funds received under the Paycheck Protection Program. For your convenience, here a the link to the 11 page document. This is important because some business owners signed up for these loans without clarity. It provides […]
I’m often impressed with the care that clients put into their financial plans prior to coming to see me. They come prepared with amazing spreadsheets containing their financial plan. The only problem is that they are linear. They’ve got a flat rate of return of 6 percent, a flat tax rate (or no taxes), a […]